Telephone: 01302 759 003

Used Car Finance, Doncaster

​​​​​FINANCING YOUR CAR

At Tickhill Trade Cars, whatever the price of the car your're buying we realize that getting the right finance package that suits your budget is as important as the car you're buying.

Thats why we work hard to ensure that we have the most competive and easy to understand finance options available.

Hire Purchase or Personal Contract Purchase

We offer you the choice of a Hire Purchase or Personal Contract Purchase finance agreement. Both agreements can be created for car finance deals with no deposit. Which is best for you depends on your individual circumstances. We’ll explain the main differences below to shed clarity on the matter:

 Hire Purchase (HP)

Hire Purchase agreements are a type of credit where once you have paid the total loan amount, you own the vehicle. During the loan term, the financer owns the vehicle. Once you repay them in full, ownership passes to you. Typically, Hire Purchase agreements have higher monthly payments because you are repaying the total car amount. With a Personal Contract Purchase, you repay only part of that amount.

Personal Contract Purchase (PCP)

Personal Contract Purchase agreements are a type of credit where you pay off instalments to cover part of the cost of a car. Once you have paid off the amount as set out in the agreement, you hand the car back to the owner, who is the financer. Alternatively, if you want to keep the car, you can refinance the remaining cost of it. This is called the balloon payment. It is based on the guaranteed future value (GFV) of the car.

 

  • Looking To Finance Your Next Car?
  • Been Refused Elsewhere?
  • Unsure If You'll Be Accepted?
  • Have great Credit History and After The Best Rate?
  • Looking for an Easy Straight Talking Multi Award Winning Finance Company?

We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit Services. We will receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.

Tickhill Trade Cars Ltd are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 786653 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.

Registered in England & Wales: 10656772

Registered Office: Address: Tickhill Trade Cars Apy Hill Lane, Tickhill, Doncaster, United Kingdom, DN11 9PE

Data Protection No: ZA487210